Titre:national association of state comprehensive health insurance plans
La description :the national association of state comprehensive health insurance plans (naschip) was created in 1993 to provide educational opportunities and information for state high risk health insurance pools th...
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Ce rapport est mis à jour en 13-Jun-2018
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contact us privacy statement legal disclaimer board of directors naschip is governed by a board of directors comprised of executive directors from its member states. [ click here ] to see a listing of current board members. mission statement the mission of naschip is to enhance the ability of state comprehensive health insurance plans to better serve their constituents and serve as a resource for potential new plans in other states. member states there are currently 35 member states in naschip. [ click here ] for a complete listing of state pools and their contact information including website addresses. annual meetings salt lake city: 2012 salt lake city 2012: presentations [ click here ] omaha: 2011 omaha 2011: presentations [ click here ] san diego: 2010 san diego 2010: presentations [ click here ] 2005 - 2009 arlington 2009: presentations [ click here ] savannah 2008: presentations [ click here ] chicago 2007: presentations [ click here ] san diego 2006: presentations: [ click here ] panama city 2005: presentations [ click here ] main menu home about high risk pools naic model act federal participation resources newsletters white papers naschip video login username password remember me forgot your password? forgot your username? about naschip the national association of state comprehensive health insurance plans (naschip) was created in 1993 to provide educational opportunities and information for state high risk health insurance pools that have been, or are yet to be, established by state governments to serve the medically "uninsurable" population. since the first state high-risk health insurance plans were established in connecticut and minnesota in 1976, risk pools have grown in number and have evolved in their role in addressing inequities and inadequacies of the health care system. today, risk pools are accepted, proven programs that serve special needs, and contribute an element of stability in key individual markets of the insurance system. health insurance risk pools serve two primary roles-- they provide a means for guaranteed access to insurance, that enables individuals to protect themselves from catastrophic medical bills; and they are increasingly recognized for the role they play in helping to keep the individual insurance markets viable for companies to continue to compete in. for more information regarding high risk pools please [click here] . state risk pool status report november 2016 report naschip has developed a chart [ click here ] that lists the status of each of the 35 state risk pools , and their plans regarding anticipated continuation of enrollment and coverage. the status table will be periodically updated. about pools health insurance risk pools are special programs created by state legislatures to provide a safety net for the "medically uninsurable" population. these are people who have been denied health insurance coverage because of a pre-existing health condition, or who can only access private coverage that is restricted or has extremely high rates. each of the state risk pool-type programs is different. generally, the programs operate as a state-created nonprofit association overseen by a board of directors made up of industry, consumer and state insurance department representatives. the board contracts with an established insurance company to collect premiums and pay claims and administer the program on a day-to-day basis. insurance benefits vary, but risk pools typically offer benefits that are comparable to basic private market plans -- 80/20 major medical and outpatient coverage, a choice of deductible and co-payments. maximum lifetime benefits vary by state from as low as $350,000 to $2 million. read more... order the 26 th edition now!! comprehensive health insurance for high-risk individuals: a state-by-state analysis, 2011/2012 [ click here ] for ordering options [ click here ] for excerpts from the 26 th , 25 th and 24 th editions naschip.org
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